Zip Money is awesome for when you want to buy things you really want but don’t want to pay the full amount in one go. Zip Money also offers an Interest Free period of 3 months with an annual interest rate of 19.9% (at the time of writing).
With that in mind it could become an issue if you can’t keep up with the payments, because once your interest free period ends Interest will begin accruing daily and charged to your account at the end of each month.
This tool below should only be used as a guide to help you visually see how much interest could be charged on your outstanding balance amount at the end of 1 month. This way you can make sure you can keep up with your repayments.